Declutter Your Life, Reach Your Debt Free Goal

Declutter Your Life, Reach Your Debt Free Goal

Clutter. It’s something that we all dislike and yet, something most of us have. But what if there were a challenge to help us determine how to declutter our lives and reach our goals? Today, we have an amazing guest blogger named Erin who blogs over at A Welder’s Wife. She’s here to show you our next challenge: The 30 Day Minimalist Decluttering Challenge (30DMDC).

Quick details before we give you the real info: Challenge starts April 1st, we’ll support you along the way, join in the email box below!




Declutter Your Life - www.diyjahn.com

Declutter Your Life, Reach Your Debt Free Goals

Are you tired of living paycheck to paycheck? Tired of all the clutter that surrounds you? What about all the clutter in your mind? Any one of these can be draining not only to your health, but to others close to you as well. It isn’t healthy to always worry about money, the clutter surrounding you, or the clutter in your mind!

I know. I’ve been there! However, it doesn’t have to be this way! Can you imagine having all the money you could dream of, because you aren’t living paycheck to paycheck anymore? Can you see what your home would look like without all of the clutter? How would you feel if your mind was decluttered? I bet life would be easier to enjoy, smiles would occur more often, and you would actually achieve your dreams!

Sounds great doesn’t it?! The best part is all of it is obtainable, and I have something to guide you in that direction. My 30 Day Minimalist Decluttering Challenge is an eye opening experience to what it is like to live without the clutter, and it will help you pay down your debt guaranteed! This is a full 360° challenge that will help you declutter your home and mind.

My background with clutter…

I grew up in a household that didn’t believe in letting go of things. Clutter was inevitable. This thought process continued as I grew into an adult. I kept so many things that didn’t mean anything, but I was too afraid to let go of them. Along with clutter, I accumulated some debt, and started living paycheck to paycheck. As a result, stress and anxiety consumed me.

I couldn’t think straight because of all the clutter!

When we decided to purchase land for our future house building plans, I knew something had to change quickly! I was able to find a book by Ruth Soukup that introduced me to my minimalist lifestyle. It is called Living Well Spending Less. I highly recommend this book! It showed me how living with less, and not spending so much could improve my life dramatically. I started slowly decluttering, and felt the relief of letting go of things.

As soon as I started, we put the house on the market, so I had to put myself into hyper-speed! I was able to take car load after car load to my local Goodwill and homeless shelter. [I didn’t have time for a garage sale, or I would have opted for that option. But donating is a great thing, and I had time for that!] I was feeling great! House was on the market, I had time to enjoy our home being staged and clutter free, and then it sold within 72 hours of having it on the market….

Most people would be stoked, but I couldn’t help thinking about everything I would have to pack up and move.. Suddenly, I felt all the work I had accomplished wasn’t near enough! Instead of shipping it all off to donate, I decided to pack it up and have a garage sale in the Spring [at this time it was almost Winter.]

Since the move, I have gone through everything we had in storage and have been able to let go of 80% of what we had! What an accomplishment right?! While I was happy with the progress, I felt like it wasn’t enough. I still felt cluttered. We downsized by more than half of what we were used to living in, so it wasn’t hard to feel cluttered. However, I knew I could do something to change it!

That’s when I came up with the idea of 30 Day Minimalist Decluttering Challenge. I wanted to take my minimalist journey to the next level, and I did! I have finally eliminated the clutter from my home and mind! As an added bonus, I am going to make some money to use towards my debt!

Now, I go for walks in the evenings after work and wake up an hour earlier to wake up with my husband. This challenge has finally freed me of so many things that held me back, and it can help you, too!

What’s different about this challenge versus any other decluttering challenge?

What sets this challenge apart is its dual perspective. Focusing only on decluttering your home is great, but it doesn’t help the clutter in your mind, which is probably why you started decluttering in the first place. Focusing only on mental declutter may help for a few days, but if you aren’t decluttering the space around you, the mental clutter will inevitably return.

By focusing on both together, you are combating the mental clutter and decluttering the home in unison.

This will allow your mind to relax, refresh, and rejoice! Your space will be more tidy and freeing. You will also be able to fully grasp the concept of what matters to you most.

I wholeheartedly believe that if you give this challenge a try, you won’t be disappointed! I was able to eliminate 139 items from my possession during this challenge. [If I had a lot of papers, or a lot of the same item, I would count that as one item. The number would have been closer to 500 if I would have counted each individual piece!] This was after I had decluttered my possessions one month prior to this challenge!

How does decluttering intertwine with becoming debt free?

Decluttering is not only a tool to create space within your home; it’s a tool to help finances as well. Anything going out the door can be sold. You can host a garage sale, take things to a consignment shop, sell it online, etc. The possibilities are endless!

Most minimalists will suggest donating these items, because it is usually quicker to leave the home, without the chance of second guessing your decision. It also allows you to say goodbye to the item only once. While I think this is great, you and I do have a goal of becoming debt free. Therefore, decluttering is now one tool to help this goal.

Another way decluttering becomes a tool is helping you become conscious of what comes into the house. Over time, you will notice how you aren’t buying as much, because it may not be worth adding to your possessions or creating clutter. When you become conscious of the efforts you have made decluttering, you will become conscious of purchasing decisions. The money you save can be used towards your debt.

So you see they really do go hand in hand! Now that you have this information, will you be brave enough to take on this 30 day challenge and see how it can change your life?!

What do I ask of you?

1. JOIN Cassie in this challenge starting APRIL 1st.




2. Give it your all!

3. Join the Facebook Group for support (CLICK HERE).

Or use this link: https://www.facebook.com/groups/fiscalfast/

3. Imagine what your space looks like clutter free BEFORE you start to declutter.

[You can search for inspiration on Pinterest or Google.]

4. Create a plan for each exercise each day.

[It ensures success for each day!]

5. Be sure to use #30DMDC if you decide to share any pictures on social media so we can connect!
6. Lastly, HAVE FUN!!

Declutter Your Life, Reach Your Debt Free Goals - www.diyjahn.com

Declutter Your Life, Reach Your Debt Free Goals

Let’s thank Erin, once again, for giving us such an amazing post and challenge to follow! We’ll be starting the challenge on APRIL FIRST so be sure to sign up via the email box above BEFORE that date (and join our Facebook group at any time)! Let’s declutter our lives and reach our debt free goals!

How can decluttering help you to live a better, happier, healthier life?

Let us know in the comments BELOW! 🙂

Disclaimer: Some of DIY Jahn posts contain affiliate links. While I do earn money through Fronto, Ibotta, and other companies, and bonuses for referring people, all of my opinions on the company are 100% honest and my own. Also, please note that recipes, fitness tips, and financial tips are not given by a professional. To understand what this all means for you, click here.

59 Replies to “Declutter Your Life, Reach Your Debt Free Goal”

  1. I am currently pregnant with my first and a journey to pay off all debt so decluttering is definitely a priority right now. It’s amazing how quickly stuff can accumulate. I try to spend at least 10 minutes each day cleaning an area of my home as well as getting rid of at least 5 items. I’ve sold a few things on Facebook yardsale groups which have definitely been helpful in paying off debt.

    1. I can see why you would want to get decluttered before the little one arrives (congrats, by the way, on the new one! :)). It sounds like you have a great system in place to work on getting out of debt and clutter! I hope this challenge helps! Thank you for commenting, Terri!

    1. Thanks, Sarah! If you change your mind, you’re welcome to join for as little or as much of the challenge as you like. We’d love to have you on board. 🙂 Thanks for reading and commenting!

    1. That’s what we found, too, AnnMarie. It definitely is freeing to get rid of the clutter and focus on what’s really important! Thank you for your comment 🙂

    1. That’s the hard part. I’m hoping with this challenge that we can get rid of enough that we won’t need to do it again. I hope you join us! Thank you for your comment, Nina 🙂

    2. Nina, if you are completely honest in your purge, you won’t need to declutter every two weeks. Being honest with yourself is the hardest thing to do sometimes, but I promise it’s worth it! I hope you will join Cassie in this challenge!

  2. one year ago ( maybe more) I started to declutter. I put a jar recycled in the kitchen and all the money gained collected. At the end of several months I had around 500 euro ( and my husband borrowed some money from there, without to return it). Some items I sold with 10-20% from the initial value…. some items are old gifts, never used, some items bought second hand for 2-3 usages, and sold back.

    Now I have again some items to sell, around 100 I estimate to gain.

    1. It’s a great way to start saving money for paying off debt (or just for other areas in which you need it). I remember you telling us about that once and we started trying to sell some items as well. We’ve gained around $100 so far. It’s a great method! 🙂 Thanks for the comment

  3. I haphazardly cleaned out my closet this week without even looking closely at what I was doing (as in- there is probably more) and I currently have 4 large garbage bags FULL to take to consignment. Crazy! And I took 97 items of clothing/shoes to a children’s consignment sale that my daughters have never even worn! And I don’t consider myself a very cluttered person!

    1. Isn’t it crazy the amount of clutter we accumulate without even realizing it? My wife and I brought two car fulls to Goodwill and another three or four to the dumpster just a month ago, but it’s time again to remove the clutter. We weren’t trying so hard last time, this time, we’re going to TOWN! I hope you join us! Thank you for the comment, Kate 🙂

  4. I recently did a big decluttering, but as I look around, there’s still more clutter! And I could always use to get rid of brain clutter. I think this is gonna be a fun challenge!

    1. Woohoo! I’m so glad you’re joining us, Cat. There’s always more to declutter than we realize. Thank you for reading, commenting, and joining the challenge! 🙂

  5. This is great! I did a minimalism challenge last fall and honestly it changed my life. My life is more simple now, giving me time and space to do what I love. Also I sold a lot of things and made quite a bit of cash!

    1. That’s awesome, Heather! I’m so glad that you learned so much from the minimalist challenge. I’d love to hear more about what your challenge entailed. 🙂 Thank you for your comment

  6. Clutter drives me batty. No kidding. I have been battling clutter and I feel overwhelmed. I am currently trying to declutter around my life! It’s amazing how FAST it accumulates

    1. I agree! It accumulates faster than anything else possibly could. I wish money gathered this quickly – haha! I hope you’ll join our challenge, Jaime. I bet you’ll really enjoy it and get a lot out of it. Thanks for commenting! 🙂

  7. What great timing. We’re decluttering out house, our lives, and our finances in preparation for retirement from the military next year! I decided not to yard sale but to donate instead. A tax write off is just as good for us and a lot less time involved!

    1. That’s great! 🙂 It sounds like you really have a lot going on – it’s exciting that you’re getting your finances and your house all decluttered! I hope you join our challenge for April. 🙂 Thank you for your comment, Cynthia

  8. This is a great post, especially for the new year! I’ve been trying to save up more money and declutter as well. I’ve noticed that I’m much happier and less stressed when I have a clean, organized home.

  9. I have a family of hoarders and de-cluttering was always a challenge. But yay! I’ve started spring cleaning now and hopefully more junk would be send out to the dumpster or for charities. Great tips!

  10. Yes! I have a very tiny apartment, and we keep gathering things. Partly, because we love books, and continue to buy them, even though there’s no space! But I’m sure there are items I can declutter to make room. We are just bursting at seams with stuff we don’t need.

    1. Books are the hardest thing, I think. My wife and I always saved a ton of books because we wanted to have a giant library. Even books we didn’t necessarily like or had never read. The thing is: what’s the point of keeping them just for looks in a library that we “Might” have someday, right? SO I guess that’ll be a struggle for us, toO! I hope you’ll join us on the challenge! Thank you for your comment, Cianna

  11. Decluttering is SOOOOO HARD FOR ME – because I always feel like I “need” to keep a bunch of stuff… HA BUT I DO NOT!! I just need to THROW THINGS AWAY. It feels REALLY GOOD when I actually do too! LOL!

    1. haha! It’s so easy to feel like we “need” something or are “entitled” to have something, but we need a lot less than we think we do. I hope you’ll join our challenge and get rid of some of the clutter! 🙂 Thank you for reading and commenting, GiGi!

    1. I hope you’ll try it with us, Lezley! You’re definitely welcome to join – we would love to have you! With student loans around the corner, it’s a good idea to start planning now. Thank you for reading and commenting 🙂

  12. Loved this post!!!!! I just recently did this in my home. Now having moved into new apartment, my home feels decluttered, and spacious. LOT of stuff went to the donation places. But after one goes through this process of decluttering, I agree that one is going to be conscious of what he/she buys again. Everything from makeup to clothes to stuff for the kitchen etc.. They will ask themselves to I REALLY need this?? I am a minimalist at heart already. 😀 Trying to to turn my family towards this lifestyle haha. Taking some time tho..

    1. Thank you for your comment, Lena! Decluttering is so important and it helps to keep everything in its space and freeing – It sounds like you have a lot of advice for newbies 🙂 I’d love to hear more. Definitely takes time to get family going on the right track though, doesn’t it? Lol! Thanks for sharing 🙂

  13. I’m so excited for this challenge! Our house is cluttered!!! The kids switched rooms over 3 months ago and everything they don’t want is in our hallway. It’s driving me crazy but I just haven’t found the time to go through it all. Hoping this challenge kicks my butt in gear.

    1. That sounds crazy, Jennifer! It’s so easy to letter clutter take over our lives, isn’t it? I definitely know from experience. Our storage area has been crazy-messy the last few months. So bad that we didn’t even want to put Christmas decorations away… so we haven’t. Time to get into gear with this challenge! I’m glad you’re joining us! 🙂 Did you join the email list and Facebook group? Thanks for reading and commenting!

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