We all know that my wife and I have been struggling with debt for some time now. As I write this, we have paid off over $8,000 in less than 2 months! We are extremely excited about this and can’t wait to keep moving forward. I’m sure that by the time this publishes, we’ll have a couple thousand more paid off and hopefully, an emergency fund built up.
Now, I’m hoping by this point that you guys can see that we’re real people, living on low income, and working to pay off our debt. I hope that our stories and tips help inspire you to do the same and show you that’s it is entirely possible. Why do I hope for that? Why do I write about my experiences? Because blogs that came before me did the same for me and it made a difference. Reading these blogs helped inspire me to take control of my life.
Until I realized it was possible and totally okay to be debt free, I thought that having student loan debt was normal. Actually, it is normal, but I thought that that was just how life would go. I’d pay the minimum payments and by the time I turned 60 the loans would probably be paid off and in return, I’d have a new loan on a house.
That’s not how it has to be.
I’ve realized now that I can move out of debt and live a life I’m proud of and it doesn’t even have to be impossible! In fact, what these blogs have taught me is that it is 100% possible to pay off debt and live debt free – even on a low income.
So, without further ado, some inspiring blogs to keep you moving forward.
- Frugal Fanatic – with it’s great and catchy tag line of “less is always more…” It’s easy to see how paying off debt can be possible just by cutting the budget and learning to live with and be happy with less. Adeline’s post 30 Side Jobs to Make Money & Help Pay Down Debt inspired me to keep trying and keep side hustling and is one of the main reasons I’m writing here on DIY Jahn today. I’m about to start her 5 Day Mini Series on blog writing now, but even if you aren’t a blogger, these 30 side jobs can truly help to make some side cash to pay down your debt. Check it out at www.frugalfanatic.com
- Growing Slower – This is actually the first blog to inspire me. One night, while I laid in bed staring at ceiling and wondering how I could possible get out of this mountain of debt that I am in, I decided to do a google search for “How to get out of debt” – seemed simple enough (though look where I am now! Who would have thought). I scanned some blogs and articles, but then I came across Growing Slower and I fell in love with the voice. It was easy to read and relate to (even though I am not a mom, yet). I quickly signed up for her email 30-day challenge. It made me feel like I could handle the debt I was in and I was grateful for that. Read more at: www.growingslower.com
- Blogging Away Debt – This blog helped me realize that it’s possible for people to start feeling free even before it’s already completely gone. Debt is such a struggle and can make you feel like you’re buried under a mountain that you can’t escape – suffocating is the word I like to use, unfortunately. It can make you hate everything and so unhappy, but this blog inspires you to believe that there is more than debt. You can be happy even while paying debt off. So, check it out at: www.bloggingawaydebt.com
- Man vs. Debt – The first post I had the pleasure of reading on this blog was called The Report from the Three-Year Mark: Joan’s Mid-April Financial Update. First of all, the voice of the blog is easy to relate to and makes you feel like you’re truly having a conversation with a blogger. I love it. I also loved how honest it was: How they wished they would have made it further than they did by this point, how it was disappointing, but also how it was inspiring and a way to keep themselves going. For a family that has paid off over $30k in loans so far, I’m really impressed with their attitude. Great blog to read: www.manvsdebt.com
- Becoming Minimalist – After a few weeks of reading every single blog I could about getting out of debt fast, I came across this blog. Specifically, I came across a post that changed the way I look at debt called 33 Proven Ways to Reduce Personal Debt. The story used is of a family who paid off $66k in debt and these are the changes they made to get there. Granted, I wouldn’t use all of them (I don’t agree necessarily with all of them), but it’s a great article to help get you started on the track to being debt free! Read more: www.becomingminimalist.com
- Nesting Place – I was instantly interested in this blog because of their tag line “It doesn’t have to be perfect to be beautiful” which is exactly how I feel about my life. My life is not perfect, but it is beautiful – and debt is just a part of that. This blog talks so much about embracing what you have and loving life and that’s exactly what DIY Jahn is all about. I definitely think you should give this blog a chance: www.thenester.com
- The Paleo Mama – There is nothing more catchy than a blog title stating How We Paid Off More Than $27,000 of Debt in 6 Months…and Still Ate Paleo! I’m not a paleo fanatic and I don’t follow the diet at all, but I know that it costs more than the average diet, so this catchy headline definitely caught my attention, but it wasn’t just the headline – the whole blog is filled with informative and catchy information to help you reach your goals – it’s absolutely amazing! I definitely recommend checking it out: www.thepaleomama.com
So, there you have it. 7 inspiring posts about getting out of debt fast that make it almost look easy, but still look realistic. I know that we can do this – we just need to keep moving forward and of course, don’t give up. You got this guys!
Loving the posts? Let us know in the comments below and remember – sharing is caring!
Disclaimer: Some of DIY Jahn posts contain affiliate links. Also, please note that recipes, fitness tips, and financial tips are not given by a professional. To understand what this all means for you, click here.